I have a credit card opened in my name through capital one that my mother opened with m...

GetHuman1767763's customer service issue with Capital One from December 2018

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The issue in GetHuman1767763's own words
I have a credit card opened in my name through capital one that my mother opened with my information without informing me and maxed out the credit limit. Her name is even shown as one of the cards because there were * cards for this one account. After maxing out the account she left it without paying any of the debt owed leaving me with the debt and ruining my credit score. I am only ** years old and my credit was amazing before this incident. After noticing the huge drop in my credit I took notice of this account and began paying it off with no help from my mother while I am trying to go to school and live on my own. I believe this can be resolved by taking this account out of my name and putting it solely in hers. I do not want to make charges of fraud against my mother but if you take a look at the purchases she is the one that made all of them and I am the one left paying her debt. It would also be great if I could possibly be reimbursed some of the debt I have payed off for her.
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Capital One

Customer service issue
Reported by GetHuman1767763
Dec 15th, 2018 - a yr ago
I have an issue with Capital One too
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Seen by 11 customers so far
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GetHuman1767763 started working on this issue
Dec 15th, 2018 9:40pm