I had an interesting situation come up, forcing me to call Chase. I am not a customer of Chase Bank, which is probably why I had more trouble than most getting through to the line. They wanted identifying information, and I didn't have any, but I think that for a normal caller, the request for identifying information probably would have streamlined their phone call.
Without a doubt, they probably would have gone straight into the queue to talk to a customer service agent, which would have made the experience much better. Of course, my situation was unique and bound to be a bit of a struggle from the start either way.
I have Lifelock services, and it alerted me that I had a new account opened at Chase, but the problem was that I don't have a Chase bank account, nor have I ever had an account. Obviously, this meant that I had to call Chase to see how this happened and report the fraudulent account, but it wasn't that easy since I didn't know the account basics outside of what Lifelock could show me.
When I called this phone number, it said, "Welcome to Chase. This call may be monitored or recorded, and your voice may be used for confirmation." It is actually a very cool idea that my voice could be used for confirmation in any other situation in which it would have been helpful.
It immediately asked me to "please enter your debit card or account number followed by the pound key." I didn't have an account number, so I didn't enter anything and waited for another instruction. Within a minute, it continued to say, "To report your debit card lost, stolen, or damaged, or to report unrecognized charges, press 8. Or for other options, press 2."
I chose 1 because it was a situation that involved unrecognized charges, even though it was certainly atypical. The next menu stated, "To report your debit card lost, stolen or damaged, press 1. Or to report unauthorized charges, press 2." This was pretty repetitive, but I went with it and pressed 2 again.
Then I was back to needing to provide some identifier, which, once again, I didn't have. It told me, "To get started, first, we need to know who you are. Enter your debit card, account number, or USER ID followed by the pound key." Then there was silence, so I tried pressing 0. It repeated the message, so I tried pressing 0 again. This time, it said, "Before we connect you to a customer service specialist, please enter your debit card, account number, or user ID so your specialist will know who you are when they answer your call." I tried pressing 0 again because I didn't know what to do, and this time it worked.
It finally took me to a hold line and offered me the option to stay on the line or to use the callback service. I opted for the callback service, which worked out quite well.