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Are there any fees associated with Synchrony Bank accounts?

Asked 2 years ago
Synchrony Bank generally strives to provide a user-friendly banking experience and may have low or no fees associated with many of its accounts. However, whether or not fees apply can depend on the specific type of account or service in question. For instance, many of Synchrony Bank's savings accounts and certificates of deposit may not have any monthly maintenance fees, which is a significant advantage for customers seeking to grow their savings without added costs. It is important to note that some specific transactions or services may incur fees. For example, if an account holder exceeds the permitted number of transactions in a specific time period, they might be subject to transaction fees. Additionally, fees might apply for wire transfers or for using certain features that go beyond the standard offerings of the account. To get the most accurate and updated information regarding any potential fees associated with different account types or services offered by Synchrony Bank, it is best to visit the official website. There, the fee structures for each account can usually be found under the respective account details. This proactive approach will help potential account holders make informed decisions based on their banking needs. Keep in mind that terms and conditions may evolve, so it is sensible to review this information periodically.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jun 17th 2025

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