Is there a grace period for premium payments?

Yes, Pacific Life offers a grace period for premium payments. The grace period allows policyholders a designated amount of time to make their premium payments after the due date without incurring any penalty or policy lapse. The length of the grace period may vary depending on the specific policy and state regulations. During this grace period, policyholders can still maintain the coverage and benefits of their policy. It's important to note that while the grace period provides some flexibility, it's always advisable to make premium payments on time to ensure uninterrupted policy coverage and to avoid any potential future complications.