What fees are associated with using Direct Express?

When using Direct Express, there are several fees associated with certain transactions and services. Firstly, you can access cash from an ATM or over-the-counter at a bank or credit union for free once per month. However, subsequent withdrawals will attract a fee, typically around $0.85 per transaction. Additionally, if you need to replace a lost or stolen card, you will be charged $4 for each replacement. A fee of $13.50 may be applied if you request an overnight delivery of your card. Moreover, if you use your card for international transactions, a foreign transaction fee of 3.5% will be charged. However, balance inquiries and transaction history checks at ATMs or calling customer service are free. It's essential to review the complete list of fees and conditions to make informed decisions when using Direct Express.